Mississippi primarily uses non-judicial foreclosure, meaning most foreclosures do not go through court. Instead, the lender follows the terms of the deed of trust and publishes a Notice of Sale before auctioning the property at the courthouse.

In most cases, no. Because foreclosure is usually non-judicial, many homeowners never receive court documents or attend a hearing. Legal notice is often satisfied through newspaper publication and courthouse posting.

Once foreclosure proceedings begin, a sale may occur in as little as 60 to 90 days, depending on the loan and notice requirements. Many homeowners underestimate how quickly timelines move in Mississippi.

Common warning signs include missed payments, a breach or default letter, acceleration notices, or seeing your property listed in foreclosure notices in the local newspaper. Unfortunately, some homeowners do not realize how close a sale is until very late.

Options may still exist in the early stages, but they become more limited as the sale date approaches. After a non-judicial foreclosure sale occurs in Mississippi, there is no statutory right of redemption.

No. The content provided on this website is for educational purposes only and is not legal advice. Foreclosure laws and individual circumstances vary, and homeowners should consult qualified legal or financial professionals for guidance.

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